#1 B2B commercial Mastercard® issuer in North America

Spend with the best.

Unmatched card program with flexible cash back, custom controls, and full visibility across all business spend. Join 800,000+ businesses running on Corpay.

#1

Commercial card issuer in North America

$43K

in average annual rebate paid

$800M+

Annual rebates paid to customers

✓ Works with your ERP

✓ No annual fees

✓ Rapid implementation

Over 800,000 customers trust Corpay

  • MLS
  • NHL
  • Cirque
  • hendrick
  • the home depot
  • deloitte
  • Trane
  • DirectTv

Ditch outdated card programs. Switch to one platform.

Automate manual tasks, simplify vendor payments, enable employee purchases, and reduce fraud — done with ease.

The all-in-one multi-card solution

Fuel. Travel. Supplies. Vendor payments. All on one powerful card.

  • Earn rebates and add new revenue stream
  • Reduce errors, fraud risk, and policy violations
  • Centralize spending and visibility
Explore the Multi-Card
The all-in-one multi-card solution
See how Corpay uses AI to keep business moving.

Commercial cards built for every type of purchase.

No more fitting your business into someone else’s card program. Corpay gives you options that support how your teams actually buy.

Expense management that keeps every dollar in view.

A simple way to stay on top of receipts, approvals, and day-to-day spending without extra work.

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Expense management that keeps every dollar in view.

The Corpay Mastercard®  is issued by the Regions Bank or Fifth Third Bank, N. A., Pursuant to licenses by Mastercard® International Incorporated. Mastercard® is a registered trademark of Mastercard® International Incorporated.

The commercial card and expense management benefits you need.

See how businesses across industries use Corpay to simplify payments, save time, and strengthen control.

Move expenses through your workflow with speed and clarity. Receipts, approvals, and transactions stay organized so your teams can keep work moving.

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Efficient expense processes.

Does Corpay integrate with my ERP?

Yes. Corpay works with systems like NetSuite, Microsoft Dynamics 365, Sage Intacct, QuickBooks, and Acumatica. Your transactions flow into the ERP with the correct codes so your team can close faster and with fewer steps. View integrations →

Partner
Partner
Partner
Partner
Partner
Quickbooks
Blackbaud
Acumatica
CMiC
Partner
Trimble
Partner

Expert insights for your card program.

Articles and guides that explain how card programs work and how to manage them with confidence.

Optimize Cash Flow with a Modern Card Program

Optimize Cash Flow with a Modern Card Program

Optimize cash flow and cut costs with a modern card program. Learn how extending payment terms, earning rebates, and automating payments improve working capital. See how Corpay’s commercial card solutions help businesses manage expenses efficiently.

Read article
Streamline and Modernize Expense Management With Commercial Cards

Streamline and Modernize Expense Management With Commercial Cards

Effective expense management is a cornerstone of success for finance and accounting leaders and their organizations.

Read article
Best Practices for Implementing a Virtual Card Program

Best Practices for Implementing a Virtual Card Program

Internal strategies to ensure a successful virtual card program for vendor payments

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You’ve got questions. We’ve got answers

What is the difference between a commercial card and a business card?
While business cards are for small business owners, commercial cards (like Corpay's) are designed for mid-market and enterprise companies. They offer advanced controls, higher credit limits, ERP integration, and consolidated reporting for hundreds of employees.
How do I apply for a commercial card?
Start with a 15-minute consultation so Corpay can review your spending volume, payment types, and ERP system. This step helps our team recommend the right program setup. Most customers receive approval within two to three business days. Card distribution and ERP configuration follow shortly after, and many organizations go live within two weeks. Established businesses with strong financials can complete this process without a credit check.
Are there annual fees for Corpay commercial cards?
Corpay commercial cards include no annual fees, no setup fees, and no per-card fees. Programs earn cash rebates on qualifying purchases, and customers often generate meaningful savings each year. This combination sets Corpay apart from many traditional card providers that rely on fee structures.
How can I track expenses on a commercial card?
Track spending in real time through the Corpay dashboard or mobile app. Activity appears by employee, department, category, or GL code, and each transaction includes receipt storage and coding details. Managers can review pending approvals, policy exceptions, and flagged items. Corpay syncs this data with major ERPs, which helps teams shorten month-end close and reduce manual entry.
Does Corpay offer fraud controls?
Yes. Corpay provides robust fraud protection including real-time transaction monitoring, MCC (Merchant Category Code) blocking, and the ability to instantly lock/unlock cards via our mobile app.
What security measures protect commercial card transactions?
Corpay uses chip technology, tokenization, multi-factor authentication, and real-time fraud monitoring to protect transactions. Virtual cards add another layer of security by generating unique numbers for purchases. All card data is encrypted, and account access includes strong authentication to keep information secure.

Work with the leader in commercial card programs.

Fill out the form to connect with a Corpay specialist. Our team will take you through card options, rebate opportunities, expense features, and the steps to set up your program.