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Topic: Virtual Card

Virtual Card BIN: How Virtual Card Numbers Work

The same digits that identify who issued a card also decide how a virtual card number gets generated, controlled, and matched back to an invoice. Here's the anatomy, in a B2B AP context.

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Jul 9, 2026
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Accepting Virtual Card Payments: A Vendor's Case for Faster Funds
Virtual Card

Accepting Virtual Card Payments: A Vendor's Case for Faster Funds

Your big customer wants to pay you with a virtual card and you're trying to figure out if the fee is worth it. Here's the vendor-side math, without the marketing.

Why Vendor Enrollment Determines Your Virtual Card Program's Success
Commercial CardsVirtual CardPayments Automation

Why Vendor Enrollment Determines Your Virtual Card Program's Success

Most virtual card programs underperform because they can't get enough suppliers to accept. Here's why enrollment is the rate-limiting factor and what actually moves acceptance rates.

Merchant Category Codes (MCCs) Explained: How They Control Business Spend
Commercial CardsVirtual CardRisk management

Merchant Category Codes (MCCs) Explained: How They Control Business Spend

MCCs are the 4-digit codes behind every card control, interchange rate, and category-blocked decline. Here's how they work, and how finance teams use them to enforce spend policy.

What Is Spend Management? Definition, Components, and How It Works
Expense managementVirtual CardCorpay Complete

What Is Spend Management? Definition, Components, and How It Works

Spend management brings AP automation, commercial cards, expense management, and procurement under one system, so finance can see, control, and optimize every dollar before it leaves.

How Do Virtual Card Payments Work for B2B?
Commercial CardsVirtual CardPayments Automation

How Do Virtual Card Payments Work for B2B?

The buyer-supplier mechanic, the controls that make B2B virtual cards different from consumer cards, and where this rail fits in an AP stack.

What Is a Ghost Card? Definition, Use Cases, and How It Differs from Virtual Cards
Commercial CardsVirtual Card

What Is a Ghost Card? Definition, Use Cases, and How It Differs from Virtual Cards

A ghost card is a commercial card number tied to a department or vendor relationship, not a specific employee. Here's how that small distinction reshapes how you pay.

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