You and your family decide to rent a cabin in the mountains for a weekend getaway. You’re only a couple of hours from home, but it’s far enough that it feels like a mini-vacation. It’s Saturday evening and dinner’s on the grill.
You love the fact that your kids are playing outside–actually climbing trees and getting dirty! Suddenly, you hear your little guy scream. He runs crying into the cabin. When you ask what’s wrong, his big sister tells you she thinks a bee or wasp stung her brother.
The sting swells fast. You panic. Is it an allergic reaction? How bad is it? Maybe it’s nothing, but the swelling isn’t going away.
Luckily, your cabin has an internet connection. You pop open your laptop, sign into your employer’s telemedicine website, and connect with a doctor by way of video chat. The doctor looks at your boy’s arm through your webcam, confirms it’s most likely a wasp sting and explains that your son is having a “large local reaction.” In other words, it’s a localized allergic reaction—and nothing to worry about.
The doctor tells you that an over-the-counter antihistamine—which you already have on hand—will help but that no additional prescriptions are needed. Sure enough, the swelling subsides and the next morning your son is up and fishing by the stream with his sister after breakfast. Plus, a nurse calls back mid-morning to check and make sure your son is fine.
Telemedicine Success Stories Abound
This is just one of many illustrative stories where telemedicine positively impacts the lives of your employees. Let’s look at a few other anecdotes.
Telemedicine is not a substitute for comprehensive health insurance. And obviously, telemedicine cannot handle all illnesses and ailments. But studies show that 75% of doctor’s, urgent care, and ER visits could be avoided using telemedicine.
So let’s focus on employees and how telemedicine directly benefits them. Six common themes emerge from the stories and anecdotes above—and they can help you reinforce the following benefits when talking to employees about this service.
Face it. There’s never a good time to visit the ER, urgent care, or a doctor’s office. Whether in the middle of the workweek or on the weekend, it’s time-consuming, disruptive, and often logistically difficult—especially when you’re forced to drag your young children along with you. (Plus, you don’t have to leaf through a 6 month old People while waiting for your name to be called).
By contrast, “visiting” a doctor by phone or through internet video is easy and convenient. Employees can do it from home or wherever they have their laptop or cell phone—even if they’re traveling out of town. The process is simple:
The telemedicine app is also a convenient way to keep track of appointments, health history, pharmacies, doctor notes, medical records and prescriptions all in one place.
2. Coverage for your employee’s entire family
Your employee’s spouse and children are also covered by one low monthly fee. And in this case, there’s no co-pay. That’s a huge relief for an employee who worries how she’ll take care of her family’s healthcare needs, especially if her husband has no healthcare benefits. It’s also a relief for you, the employer, when your employees aren’t distracted by health and money concerns. Telemedicine makes it possible to get all employees access to treatment for common ailments without worrying about incremental costs and high deductibles.
3. Reduced healthcare expenses
Telemedicine programs often do not require a co-pay (as is the case with the service from MYidealDOCTOR™ offered through Corporate Payroll Services.) In fact, the annual fees cost less than ER and doctor visits. For employees and their families, the cost of an ER visit (~$1200) or urgent care visit (~$50-150) adds up. By contrast, using telemedicine, with an annual total cost to cover the entire family of less than $125, lowers expenses for employees over time.
Plus, there are indirect benefits, in addition to hard cost savings:
4. Preventative care: By taking advantage of care early in the process, employees avoid worsening—and more expensive—illness down the road.
5. Saved time: Employees may run out of sick leave and end up taking unpaid time off. And many jobs don’t pay employees unless they show up for work.
6. Saved indirect costs: For employees with tight budgets and low wages, the cost of gas, parking, and childcare can hit hard, too.
When employers offer telemedicine, they not only help their own bottom line. They also provide a service that benefits the team, providing peace of mind, cost savings, and long term well-being. Telemedicine ends up as a win for both sides of the employment relationship.
For more information about Corporate Payroll Services telemedicine offering, visit corpay.com/telemedicine.
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